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Aetna's Educational Video on The Parts of Medicare (3 minutes)

A quick-start guide to the parts of Medicare.  Check out the other videos on this site for a deeper dive.
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Don't count on Medicare alone when traveling out of the U.S.A.

Here is what Medicare.gov say at http://bit.ly/2K9nDmI "Travel Medicare usually doesn't cover health care while you're traveling outside the U.S. There are some exceptions, including some cases where Medicare Part B (Medical Insurance) may pay for services that you get on board a ship within the territorial waters adjoining the land areas of the U....
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Will You Make a $94,000 Medicare Mistake?

The $94,000 "mistake" Can you call it a mistake when you have made a choice that turned out to be the wrong one, but you had no way of knowing at the time? Medicare choices are just like that for many people. So much of the benefit of Medicare and the insurance options (Medigap, Prescription Drug, Advantage Plans) will be determined in the future w...
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Easy website to Search and Compare Medicare Plans

Click on the Link Below to shop and compare: Medicare Advantage PlansMedicare Supplement Plans (Medigap) Prescription Drug Plans If you are turning 65 in 2020, then you will look for a plan starting in 2020. If you are already 65 and need Medicare coverage for the first time in 2020, then you will look for a 2020 plan. All others, including turning...
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CalMedicare.Info is open online and on the phone

Medicare decisions have deadlines. If you are facing one and need assistance with all of the choices available to you, let me know. Use the form on this page to request information or a consultation. Or call me anytime at 619-876-6343, or email This email address is being protected from spambots. You need JavaScript enabled to view it.. You pay zero fees for this service. If you choose an insurance plan, the insuranc...
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15 Minute video "Understanding Your Medicare Benefits and Options"

15 Minutes Video for you. To Unsubscribe, reply to this email with Unsubscribe in the Subject or at the beginning of the Body
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Initial Planning for Medicare

See the five-minute video below as an overview of what you need to be doing to plan for your Medicare. To Unsubscribe, reply to this email with Unsubscribe in the Subject or at the beginning of the Body

Extra Help

Need help with your Medicare drug plan costs? You may qualify for Extra Help, a program that can help people with limited income and resources pay their premiums, deductibles, and other drug program costs. Visit https://secure.ssa.gov/i1020/start to apply. Need to save money? Want greater benefits? Email me at This email address is being protected from spambots. You need JavaScript enabled to view it. for information...
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Are you a Veteran with VA Benefits?

Humana is honored to go the extra mile for those who served our country. If you are a Medicare-eligible veteran, take a look at a Medicare Advantage plan, like a Humana Honor Plan. It could help supplement your VA coverage and may even help you save money. I am a licensed (California 0766763) Humana agent and would be proud to provide you with deta...
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Webinar June 3 - Virtual Tour of the Galapagos Islands

Join us in this incredible talk about this bucket list destination presented by Celebrity Cruises one and only expert in the Galapagos of any cruise line Susana Romeo. We're excited to be sailing again this summer in the Galapagos Islands — one of the most awe-inspiring destinations on the planet. And there's no better way to return to such a uniqu...
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I have a life insurance policy I don't need. Can I sell it via a Life Settlement?

You may be leaving money on the table if you simply cancel your policy. If there is cash value, that is what you will get back from the insurance company plus any unused premiums. However, there is a market where you can sell your unwanted life insurance policies even term policies with no cash value. This is the life settlement market and is appro...
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May 19 Online Seminar: Health Care Costs in Retirement

May 19 at noon, online presentation The increasing cost of health care is a growing concern for current and future retirees. In fact, according to the Federal Reserve and Edward Jones estimates, 25 years ago, retirees spent almost twice as much on food as on health care. Now the amounts are nearly equal.You are invited to a presentation on Health C...
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Chronic Special Needs Plans

Approximately two-thirds of Medicare enrollees have multiple chronic conditions requiring coordination of care among primary providers, medical and mental health specialists, inpatient and outpatient facilities, and extensive ancillary services related to diagnostic testing and therapeutic management. Download PDF File Here To Unsubscribe, reply to...
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Accidental Death Benefit Life Insurance - Mutual of Omaha

Get guaranteed protection for your family! See sample rates on the flyer below. Download PDF File Here Mutual of Omaha Insurance Company has added a new product to our portfolio - Guaranteed ADvantage Accidental Death Insurance. Guaranteed ADvantage pays a benefit to your family if you die as a result of an accident. Guaranteed ADvantage offers aff...
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Cancer, Critical Care, Heart attack and Stroke Insurance: Money for Recovery

Who Do You Know? Do you know someone who has been diagnosed with a serious condition such as cancer, heart disease orAlzheimer's? Do you know what you would do in that situation? Would you be able to continue to pay your mortgage and other monthly expenses while you're recovering? Mutual of Omaha Insurance Company's Critical AdvantageSM Portfolio, ...
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Dr. Bob White - Whitepaper on the 5 Ws of Long Term Care

This article will highlight trends in chronic illness care for people age 65 and older. The principal issues will be addressed via a discussion of the 5 Ws of chronic illness care: 1. Who will need chronic illness care?2. Why will chronic illness care be needed?3. Where will chronic illness care be provided?4. When will chronic illness care be need...
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Mutual of Omaha Introduces a Long Term Care Rider to Life Insurance

Mutual of Omaha Introduces Long-Term Care Rider: Press ReleaseOMAHA, Nebraska – United of Omaha, a Mutual of Omaha company, has introduced a new solution to help meet customers' long-term care (LTC) planning needs. The company recently launched a Long-Term Care Rider on its Income Advantage and Life Protection Advantage Indexed Universal Life polic...
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Asset Care from OneAmerica for Long Term Care expenses

Innovative Alternatives to Long-Term Care Insurance You want to live out the last days of your life as comfortably and with as much dignity as possible. Whether you prefer home health care or living in a nursing home, preparation can reduce the expense and burden of long-term care on your loved ones. The State Life Insurance Company, a OneAmerica® ...
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Asset Protector Video: Why Care about Long-Term Care Costs – and Why a Traditional LTC Policy May Not Be Best

Life insurance you don't have to die to use. Why Care about Long-Term Care Costs – and Why a Traditional LTC Policy May Not Be BestNo wonder so many people are worried about paying for long-term care! Just look at the facts:  70 percent of people turning age 65 will likely need some type of long-term care during their lives, according to the A...
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MoneyGuard III - Long Term Care Insurance and More

Lincoln MoneyGuard ® III This is a powerful insurance contract that will protect your retirement assets from the ravages of Long Term Care expenses. Thoughts of retirement should make you smile. However, costly care can change the retirement landscape quickly. Planning for this contingency should include: Customized benefits for your needs to provi...
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