Medicare costs at a glance
Listed below are basic costs for people with Medicare. If you want to see and compare costs for specific health care plans, visit Shop and Compare 2020 and 2021 Plans.
For specific cost information (like whether you've met your Deductible, how much you'll pay for an item or service you got, or the status of a Claim), visit MyMedicare.gov.
Find out if Medicare covers a specific test, item or service that's not listed under the detailed Medicare cost information section of this page below.
2020 costs at a glance – 2021 Update Coming – Roughly the same as 2020
Part A premium
Most people don't pay a monthly premium for Part A (sometimes called "premium-free Part A"). If you buy Part A, you'll pay up to $458 each month in 2020. If you paid Medicare taxes for less than 30 quarters, the standard Part A premium is $458. If you paid Medicare taxes for 30-39 quarters, the standard Part A premium is $252.
Part A hospital inpatient deductible and coinsurance
Part B premium
The standard Part B premium amount is $144.60 (or higher depending on your income).
Part B deductible and coinsurance
$198. After your deductible is met, you typically pay 20% of the Medicare-approved amount for most doctor services (including most doctor services while you're a hospital inpatient), outpatient therapy, and Durable medical equipment (DME)
Part C premium
The Part C monthly Premium varies by plan. Please visit Shop and Compare 2020 and 2021 Plans.
Part D premium
The Part D monthly Premium varies by plan (higher-income consumers may pay more). Please visit Shop and Compare 2020 and 2021 Plans.
Medicare Supplement Policies – Private Medigap Insurance
Medigap is Medicare Supplement Insurance that helps fill "gaps" in Original Medicare and is sold by private companies. Original Medicare pays for much, but not all, of the cost for covered health care services and supplies. A Medicare Supplement Insurance (Medigap) policy can help pay some of the remaining health care costs, like:
Some Medigap policies also cover services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, here's what happens:
For plan benefits and cost comparisons, please visit Shop and Compare 2020 and 2021 Plans.
8 things to know about Medigap policies
Medigap policies don't cover everything
Most Medigap policies don't cover Long-term care, vision or dental care, hearing aids, eyeglasses, or private-duty nursing. Some, though do have additional benefits such as
•Over-the-Counter (OTC) items benefit: including up to $100 allowance per quarter at CVS for eligible OTC health and wellness products such as cold and allergy medicines, first-aid supplies, and pain relievers
•Physician consultation benefits: available by phone or video via a computer or mobile application
•Hearing aid benefits: including an annual hearing test and savings on Vista brand mid-level and premium-level hearing aids
•Vision benefits: including coverage for the cost of eye exams, frames, eyeglass, or contact lenses that are not traditionally covered by original Medicare
•SilverSneakers® Fitness Program: includes a fitness benefit at no extra cost
To identify plans with these ancillary benefits, please visit Shop and Compare 2020 and 2021 Plans.
Detailed Medicare cost information for 2020